As a not-for-profit institution, members benefit from no and low cost services, exceptional savings rates, low loan rates, and personal service from trusted staff members. All employees are also members. We are here to support our co-members with service and products that are beneficial to each individual. Belonging to an institution that truly operates in the best interest of the members is refreshingly different from standard banking.
TRUST, VALUE, & SERVICE is what we have been providing our members since 1961. Members enjoy belonging to a financial institution they can trust. Members know that we will provide them with products and services that will save them money. Our members are the owners. We have a very different philosophy from “for profit” commercial banks.
Credit unions are here to give you the personal attention and trust that you deserve from a financial institution. We cater to the individual, rather than to businesses. We offer personal services that go beyond banking expectations. Whatever your needs, we are here to help.
Credit unions have always been known for their outstanding personal service
and
preferred rates. Premier CU offers the personal service you deserve,
because:
- You are the owner of the credit
union and are treated as an owner. This is much different from being a
customer.
- We're safe. Premier CU has never made any of the highly
publicized sub-prime loans that placed other financial institutions in troubled
waters. Learn
more.
- We’re local. When you call us, you are not reaching a department located across the
country. You’re talking with the person in the branch with whom you’re used to
speaking.
- Staff does not earn commissions. We are
not-for-profit, working for you, our owners. We are here to serve you, provide
answers, and save you money.
- You are always appreciated. We’re not here to
impress you only until you open an account; we will impress you again &
again. Your continued satisfaction is our goal.
- We know you. We
are large enough to offer the services you desire, but small enough to greet you
by name.
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The credit union is a full service, not-for-profit financial cooperative with three service branches. We understand that some members may not live close to any of our branches; however,
all account transactions and loans can be completed via internet, mail, or by
phone. We are also affiliated with a Surcharge FREE ATM
network and Shared Branching
Financial Network. The Surcharge FREE network allows you to use thousands of ATMs nationwide
with no surcharge. The Shared Branching network allows members to go to other
credit unions around the world to do transactions, just as if they were doing
them at one of our branches!
Premier Credit Union is insured, just as banks are. The NCUA (National Credit
Union Administration), backed with the full faith and credit of the U.S. Government,
insures up to $250,000 of your account through Premier Credit Union. Premier Credit Union also provides an additional $250,000 fund insurance through ESI (Excess Share
Insurance). This is the highest combination of federal and private deposit insurance
available to consumers.
Your savings insured to $500,000 — $250,000 federally insured by the National Credit Union Administration and $250,000 privately insured by ESI.