Choose a product type below to view the current rates:
| Dividend Rate
(APR) |
APY |
| .05% |
.05% |
(Monthly Compounding and Posting) *$100 Minimum Average Balance. APY=Annual Percentage
Yield, accurate as the date described above. Rates are subject to change without
notice.
| Balance |
Dividend Rate
(APR) |
APY |
| $100 - $1,999 |
0.10% |
0.10% |
| $2,000 and Greater |
0.10% |
0.10% |
(Monthly Compounding and Posting) *$100 Minimum Average
Balance. APY=Annual Percentage Yield, accurate as the date described above. Rates
are subject to change without notice.
| Account Type |
Dividend Rate (APR) |
APY |
Holiday Helper
|
0.10% |
0.10% |
(Monthly Compounding and Posting) *$100 Minimum Average Balance. APY=Annual Percentage Yield, accurate as the date described above. Rates are subject to change without notice.
| Balance |
Dividend
Rate (APR) |
APY |
| $1,000 - $4,999 |
0.15% |
0.15% |
| $5,000 - $9,999 |
0.15% |
0.15% |
| $10,000 - $24,999 |
0.20% |
0.20% |
| $25,000 - $49,999 |
0.25% |
0.25% |
| $50,000 and Greater |
0.30% |
0.30% |
$1000 Minimum Balance (Monthly Compounding and Posting) APY=Annual Percentage
Yield. Rates are subject to change without
notice.
Money Market Accounts
Wealth Builder (Jumbo) |
Balance |
Dividend Rate (APR) |
APY |
$100,000 - $149,999 |
0.35% |
0.35% |
$150,000 - $199,999 |
0.35% |
0.35% |
$200,000 and Greater |
0.35% |
0.35% |
$100,000 Minimum Balance (Monthly Compounding and Posting) APY=Annual Percentage Yield. Rates are subject to change without notice.
Term |
Dividend Rate (APR)
|
APY |
| 29-month Certificate Special * |
| Min. $5,000 |
|
|
| 29-month |
.65% |
.65% |
| Min. $50,000 |
|
|
| 29-month |
.75% |
.75% |
| 19-month Certificate Special * |
| Min. $5,000 |
|
|
| 19-month |
.45% |
.45% |
| Min. $50,000 |
|
|
| 19-month |
.55% |
.55% |
| 9-month Certificate Special * |
| Min. $5,000 |
|
|
| 9-month |
0.25% |
0.25% |
| Min. $50,000 |
|
|
| 9-month |
0.35% |
0.35% |
Regular
(Min. $1,000) |
|
|
| 6-month |
0.20% |
0.20%
|
| 12-month |
0.35% |
0.35% |
| 24-month |
0.55% |
0.55% |
| 36-month |
0.75% |
0.75% |
| 60-month |
1.29% |
1.30% |
Regular
(Min. $10,000) |
|
|
| 6-month |
0.25% |
0.25% |
| 12-month |
0.40% |
0.40% |
| 24-month |
0.60% |
0.60% |
| 36-month |
0.80% |
0.80% |
| 60-month |
1.34% |
1.35% |
Jumbo
(Min. $50,000) |
|
|
| 6-month |
0.30% |
0.30% |
| 12-month |
0.45% |
0.45% |
| 24-month |
0.65% |
0.65% |
| 36-month |
0.85% |
0.85% |
| 60-month |
1.39% |
1.40% |
(Quarterly Compounding and Posting)* $1,000 and $10,000 Minimums on Regular Share Certificates; $50,000 Min. on Jumbo Share Certificates. Members ages 15 - 22 may open the 6-month and 12-month Certificates with a minimum of $250. APY = Annual Percentage Yield, accurate as the date described above. Rates are subject to change without notice.
* The 29-, 19,- and 9-month share certificates are non-renewable. There is a penalty for early withdrawal. Offer may be withdrawn at any time. Certificate Special is not available for IRA funds.
|
Term |
Dividend Rate (APR) |
APY |
Regular
(Min. $1,000) |
|
|
| 6-month |
0.20% |
0.20% |
| 12-month |
0.35% |
0.35% |
| 24-month |
0.55% |
0.55% |
| 36-month |
0.75% |
0.75% |
| 60-month |
1.29% |
1.30% |
Regular
(Min. $10,000) |
|
|
| 6-month |
0.25% |
0.25% |
| 12-month |
0.40% |
0.40% |
| 24-month |
0.60% |
0.60% |
| 36-month |
0.80% |
0.80% |
| 60-month |
1.34% |
1.35% |
Jumbo
(Min. $50,000) |
|
|
| 6-month |
0.30% |
0.30% |
| 12-month |
0.45% |
0.45% |
| 24-month |
0.65% |
0.65% |
| 36-month |
0.85% |
0.85% |
| 60-month |
1.39% |
1.40% |
(Quarterly Compounding and Posting)* $1,000 and $10,000 Minimums on IRA Certificates; $50,000 Min. on Jumbo IRA Certificates. Members ages 15 - 22 may open the 6-month and 12-month Certificates with a minimum of $250. APY = Annual Percentage Yield, accurate as the date described above. Rates are subject to change without notice. Our IRA accounts are insured up to $500,000.
| IRA Money Market Accounts |
| Balance |
Dividend Rate (APR) |
APY |
| $1,000 - $4,999 |
0.15% |
0.15% |
| $5,000 - $9,999 |
0.15% |
0.15% |
| $10,000 - $24,999 |
0.20% |
0.20% |
| $25,000 - $49,999 |
0.25% |
0.25% |
| $50,000 and Greater |
0.30% |
0.30% |
$1000 Minimum Balance (Monthly Compounding and Posting) APY=Annual Percentage Yield. Rates are subject to change without notice.
| Term |
Dividend Rate
(APR) |
APY |
| No Minimum Balance |
.15% |
.15% |
(Monthly Compounding and Posting) APY=Annual Percentage Yield. Rates are subject
to change without notice.
Your savings insured to $500,000 — $250,000 federally insured by the National Credit Union Administration and $250,000 privately insured by ESI.