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America's Credit Unions Equal Housing Lender
NCUA & ESI
Deposits insured to $350,000 — $100,000 federally insured by NCUA and $250,000 privately insured by ESI.
SAVINGS & DEPOSIT RATES

Choose a product type below to view the current rates:

Checking | Share & Club Accounts | Money Market
CDs | IRA CDs | IRA Money Market | IRA Savings

Checking Accounts
Dividend Rate (APR) APY
.15% .15%
(Monthly Compounding and Posting) *$100 Minimum Average Balance. APY=Annual Percentage Yield, accurate as the date described above. Rates are subject to change without notice.

Share & Club Accounts
Balance Dividend Rate (APR) APY
$100 - $1,999 0.30% 0.30%
$2,000 and Greater 0.30% 0.30%

(Monthly Compounding and Posting) *$100 Minimum Average Balance. APY=Annual Percentage Yield, accurate as the date described above. Rates are subject to change without notice.


Holiday Helper Account
Account Type Dividend Rate (APR) APY

Holiday Helper

0.30% 0.30%

(Monthly Compounding and Posting) *$100 Minimum Average Balance. APY=Annual Percentage Yield, accurate as the date described above. Rates are subject to change without notice.


Money Market Accounts
Balance Dividend Rate (APR) APY
$1,000 - $4,999 0.40% 0.40%
$5,000 - $9,999 0.40% 0.40%
$10,000 - $24,999 0.45% 0.45%
$25,000 - $49,999 0.50% 0.50%
$50,000 and Greater 0.55% 0.55%

$1000 Minimum Balance (Monthly Compounding and Posting) APY=Annual Percentage Yield. Rates are subject to change without notice.


Money Market Accounts
Wealth Builder (Jumbo)
Balance
Dividend Rate (APR)
APY
$100,000 - $149,999
0.60%
0.60%
$150,000 - $199,999
0.60%
0.60%
$200,000 and Greater
0.60%
0.60%

$100,000 Minimum Balance (Monthly Compounding and Posting) APY=Annual Percentage Yield. Rates are subject to change without notice.


Share Certificates (CDs)

Term

Dividend Rate (APR)

APY

29-month Certificate Special *
Min. $5,000    
29-month 1.34% 1.35%
Min. $50,000    
29-month 1.44% 1.45%
19-month Certificate Special *
Min. $5,000    
19-month .95% .95%
Min. $50,000    
19-month 1.05% 1.05%
9-month Certificate Special *
Min. $5,000    
9-month 0.50% 0.50%
Min. $50,000    
9-month 0.60% 0.60%

Regular

(Min. $1,000)

   
6-month 0.40%

0.40%

12-month 0.65% 0.65%
24-month 1.05% 1.05%
36-month 1.49% 1.50%
60-month 2.13% 2.15%

Regular

(Min. $10,000)

   
6-month 0.45% 0.45%
12-month 0.70% 0.70%
24-month 1.10% 1.10%
36-month 1.54% 1.55%
60-month 2.18% 2.20%

Jumbo

(Min. $50,000)

   
6-month 0.50% 0.50%
12-month 0.75% 0.75%
24-month 1.15% 1.15%
36-month 1.59% 1.60%
60-month 2.23% 2.25%

(Quarterly Compounding and Posting)* $1,000 and $10,000 Minimums on Regular Share Certificates; $50,000 Min. on Jumbo Share Certificates. Members ages 15 - 22 may open the 6-month and 12-month Certificates with a minimum of $250. APY = Annual Percentage Yield, accurate as the date described above. Rates are subject to change without notice. 

* The 29-, 19,- and 9-month share certificates are non-renewable.  There is a penalty for early withdrawal. Offer may be withdrawn at any time.  Certificate Special is not available for IRA funds.


IRA Certificates

Term
Dividend Rate (APR)
APY

Regular

(Min. $1,000)

   
6-month 0.40%

0.40%

12-month 0.65% 0.65%
24-month 1.05% 1.05%
36-month 1.49% 1.50%
60-month 2.13% 2.15%

Regular

(Min. $10,000)

   
6-month 0.45% 0.45%
12-month 0.70% 0.70%
24-month 1.10% 1.10%
36-month 1.54% 1.55%
60-month 2.18% 2.20%

Jumbo

(Min. $50,000)

   
6-month 0.50% 0.50%
12-monyh 0.75% 0.75%
24-month 1.15% 1.15%
36-month 1.59% 1.60%
60-month 2.23% 2.25%

(Quarterly Compounding and Posting)* $1,000 and $10,000 Minimums on IRA Certificates; $50,000 Min. on Jumbo IRA Certificates. Members ages 15 - 22 may open the 6-month and 12-month Certificates with a minimum of $250. APY = Annual Percentage Yield, accurate as the date described above. Rates are subject to change without notice.  Our IRA accounts are insured up to $500,000.

IRA Money Market Accounts
Balance Dividend Rate (APR) APY
$1,000 - $4,999 0.40% 0.40%
$5,000 - $9,999 0.40% 0.40%
$10,000 - $24,999 0.45% 0.45%
$25,000 - $49,999 0.50% 0.50%
$50,000 and Greater 0.55% 0.55%

$1000 Minimum Balance (Monthly Compounding and Posting) APY=Annual Percentage Yield. Rates are subject to change without notice.

 

IRA Savings

Term Dividend Rate (APR) APY
No Minimum Balance .50% .50%
(Monthly Compounding and Posting) APY=Annual Percentage Yield. Rates are subject to change without notice.

 

Loan Rates

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