Deposits insured to $350,000 — $100,000 federally insured by NCUA and
$250,000 privately insured by ESI.
LOANS
Whatever Stage in Life, We Have a Loan for You
Whether it's driving a new car, financing a new home, or putting your son or daughter through college, Premier offers a low-rate loan to help make your dreams and goals a reality.
Auto Equity Loans- Auto Tax Advantage
Our Auto Equity Loan is a great way to finance your vehicle. You still receive
PCU's low auto rates, plus the interest you pay may be 100% tax deductible, if
you are a qualified homeowner. The loan is as simple as an auto loan. No appraisal
or title search is needed. Others have been saving big bucks
for years, why aren't you?
Motorcycle - Boat - Trailer - Loans
We have special rates for our members who want to get more out of life than just
work. We are here to make those dreams come true.
Personal Loans
Now you can get help with college expenses, furnish a room in your home, or take
a loan for any personal reason. Simply ask for a personal loan. We're always here when you need us!
Share Secured Loans
Don't touch those shares you've worked so hard to save! You may borrow an amount
equal to your share account at a special reduced rate of interest. This keeps
your shares in place and earning dividends. Interested?
Decrease the stress in your life! Sign up for PCU's Overdraft Protrection loan. This loan protects you against overdrawing your checking account. If you ever write a check and don't have sufficient funds in your PCU checking to cover it, no problem. The appropriate amount of funds will be advanced on your Overdraft Protection loan and automatically transferred to your PCU checking account. You will be notified by mail when an advance occurs.
Need extra cash for education expenses? PCU's Supplemental Education Loan is designed for anyone that needs some fast cash for higher education expenses. Unlike a government student loan, there is no red tape or waiting period. Apply online and receive the funds the same day! The first payment can even be deferred up to 90-days.
Home
Equity Line of Credit & Fixed Rate Loans
Your investment in your home is worth money in your pocket. PCU offers a variety
of Home Equity products to fit your individual needs.
Mortgage
Loans
If you are in the market for a new home or would like to refinance for a lower
rate, you've come to the right place. Our mortgage department will try to get
the best rate available for you. We're fast, friendly, and reliable.
Loan department hours: Monday through Friday (9:00am-5:00pm). We can arrange loan closings conveniently through our local branches. Ask our representative about discounts and promotions.
Loan Insurance
CREDIT LIFE INSURANCE
Life insurance coverage to pay off your loan in the event of your death is available. Contact us for details
CREDIT DISABILITY INSURANCE
This low-cost insurance plan will cover your loan payments in the event illness
or injury prevents you from working. Contact us for details
Calculate
Payment Protection Costs for Single Credit Life and Disability. The calculation will include a quote for credit life and
disability coverage on your loan.
Online Loans
Special Offers from GM and Chrysler-Jeep for Credit Union members only.
There's never been a better time for credit union members to invest in America. That's why credit unions have teamed up with U.S. automakers to offer members great discounts on new American-made vehicles.
Premier CU members have the unique opportunity to receive a great discount on a new vehicle from either GM or Chrysler. While the discounts vary depending on which vehicle you choose, everyone will drive away with a great deal. The Invest in America program discounts will layer on top of most other incentives being offered on GM and Chrysler brands.
Credit union members can register for discounts at www.lovemycreditunion.org. GM is asking members to print a discount certificate from this site and bring it to the dealer with proof of membership (Premier CU credit card, debit card, or statement). Chrysler is offering "Credit Union Member Cash" rebates of $500 or $1,000 on eligible Chrysler, Jeep and Dodge vehicles. These rebates will be exclusively for credit union members who also obtain credit union financing, layering on top of other incentives.
Please note this offer is not valid on certain models. You may wish to contact the dealer to verify that the discount is valid on your desired model. Please call the credit union loan staff at 847-496-1637 for more information or visit www.lovemycreditunion.org.
