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Choose a loan type below to view the current rates:
| Loan
Term |
Preferred APR** |
APR* |
| 6-24 Months |
5.25% |
5.50% |
| 25-36 Months |
5.35% |
5.60% |
| 37-48 Months |
5.45% |
5.70% |
| 49-60 Months |
5.45% |
5.70% |
| 61-72 Months |
6.15% |
6.40% |
| 73-84 Months |
6.55% |
6.80% |
*Rates as low as; APR=Annual Percentage Rate. Example: $20,000
for 60 Months @ 5.65%, your payment will be approximately $383/month. Above rates also apply for Auto Equity Loans. Add 2%
to rate for new motorcycles, ATVs, boats, etc.
| Loan
Term |
Preferred APR** |
APR* |
| 6-24 Months |
5.95% |
6.20% |
| 25-36 Months |
6.05% |
6.30% |
| 37-48 Months |
6.15% |
6.40% |
| 49-60 Months |
6.15% |
6.40% |
| 61-72 Months |
6.90% |
7.15% |
*Rates as low as; APR=Annual Percentage Rate. Example: $20,000
for 60 months @ 5.45%, your payment will be approximately $373/month. Above rates also apply for Auto Equity Loans. Add 2%
to rate for used motorcycles, ATVs, boats, etc.
**Preferred rates published include a .25% rate discount for members with a Premier CU Checking account with direct deposit of net monthly income (paycheck) and automatic loan payments. All three conditions are required for the rate discount. The discount may be retracted if the aforementioned conditions are not maintained during repayment of loan.
| Visa
Type |
Annual Percentage
Rate (APR) |
| Visa Classic |
13.92% |
| Visa Gold |
12.60% |
| Loan
Term |
Annual Percentage
Rate (APR)* |
| Up to 24 Months |
9.99% |
| Up to 48 Months |
10.69% |
*Rates as low as
| Supplemental Education Loan |
Loan Term
|
Annual Percentage Rate (APR)* |
| Up to 24 Months |
8.49% |
| Up to 48 Months |
9.19% |
*Rates as low as
| Overdraft Protection Loan |
Loan Term |
Annual Percentage Rate (APR) |
| Revolving |
14.90% |
| Loan
Type |
Term |
Annual Percentage
Rate (APR)* |
| CD Share Secured |
up to 36 Months |
2.00% Over Security Rate |
| Savings Secured |
Up to 24 Months |
4.00% |
*Rates as low as
| Loan Type |
Term |
1st Mortgage Rate*
|
2nd Mortgage Rate * |
Example
APR* |
FLEXPower
Line of Credit**
|
Up to 30 Years |
Prime - .25% |
Prime -
.25% |
6.057%
Disclosure
|
| Fixed† |
48 Months (4 Yrs)
|
5.30% |
6.20% |
5.484%
Disclosure
|
| Fixed† |
84 Months (7 Yrs)
|
5.40% |
6.40% |
5.510%
Disclosure
|
| Fixed† |
120 Months (10 Yrs) |
5.55% |
6.60% |
5.630%
Disclosure
|
5 Year Balloon
(5-30 Year Amortization) |
5 Years |
5.55%
|
6.60% |
5.636%
Disclosure |
Rates vary depending on Loan To Value (LTV), Lien Position, Term and Credit History.
Read more about each Home Equity Program 
*All rates are as low as. APR=Annual Percentage Rate. Example APR based on 1st Mortgage Rate. 2nd Mortgage Rate = Premier CU is the second lien holder on the property.
**Line of Credit Home Equities have a variable rate and may vary. Current Prime is 5.00% as stated in the Wall Street Journal. The APR may be increased after consummation. APR example is based on a $40,000 line of credit with a $10,000 initial draw (balance).
†Minimum of $10,000. The APR, listed
above, will vary depending on amount of loan and length of transaction.
Fixed Rate Real Estate Loans: add .75% to fixed loan rate for real estate loans of $425,000 or greater.
VACATION & SECOND HOMES! Maximum
75% LTV - please add .25% to above home equity rates. Please call to discuss options.
Advertised interest rates
are available to members with approved credit. Certain restrictions apply and rates
may change. Premier CU attempts to update rates immediately whenever a change
occurs; however, the above rates may not be completely accurate. Please contact
us for the most current rates.
Equal
Housing Lender
We Do Business in Accordance
With the Federal Fair Housing
Law and the Equal Credit
Opportunity Act.
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